INSIGHT LEGAL SERVICES​
We provide quality paralegal services with the focus on our clients’ needs.  Our goal is to achieve the best possible results for our clients, in the most efficient and cost-effective manner.
Cancers in Volunteer Firefighters
If you are or were a volunteer firefighter and diagnosed with cancer, you may be eligible for compensation. If your spouse was a volunteer firefighter and he/she was diagnosed with and/or died from cancer, you may be entitled to benefits and compensation.   
Currently, 14 types of cancers are presumed to be related to employment as a volunteer firefighter by the Ontario Government. Many volunteer firefighter survivors and families that we interviewed are unaware of the benefits they may be entitled to receive. Our team of experienced and compassionate paralegals are ready to assist you with your WSIB claim today! We provide free consultation and evaluation over the phone to anyone who would like to know more about the WSIB benefits and who may be eligible to receive these benefits.
If you have questions, please call us for a free consultation: 
(416) 910-2252
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THE PRESUMPTIVE LEGISLATION:
Cancers in  Firefighters, Volunteer Firefighters and Fire Investigators.
In 2007 and 2009, the Ontario government established a list of eight cancers and associated service criteria as presumed to be work related for  full-time firefighters, volunteer firefighters part-time firefighters and fire investigators (hereafter referred to as "firefighters").  
In 2014, the Ontario Government expanded the regulation including six additional cancers presumed to be work-related for firefighters under the Workplace Safety and Insurance Act (WSIA). Unlike the previous presumptive diseases, the new ones were phased-in as follows:   
2014: Multiple Myeloma, Testicular and Breast Cancers
2015: Prostate cancer
2016: Lung cancer
2017: Skin cancer.
Coverage is  retroactive to January 1, 1960, and applies to full-time, part-time and volunteer firefighters and fire investigators.
Firefighters and their dependents may now be entitled to receive WSIB benefits if the firefighter was diagnosed with or died from one of the cancers regulated by legislation.  
The WSIB claims that were previously denied can be reviewed and there is no time limit restricting the submission of new claims. 
​​​Let professionals deal with WSIB!​
Facing the bureaucracy can be an insurmountable task, particularly if you are sick or are coping with the loss of a loved one.  Let us take on this challenge on your behalf.  While you will remain in charge at every step along the way, we will be your advocate and do our best to take the confusion and frustration out of the process. ​​
Mehmet Alper Kirtil - Paralegal 
Law Society of Ontario (LSO)
Licence Number P13196
 
Cynthia (Cindy) Price - Paralegal 
​Ex-WSIB Occupational Disease Adjudicator
Law Society of Ontario (LSO)
Licence Number P13069

We provide service to clients from all over Ontario!  
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- Moosonee                - Moonbeam
- St. Catharines         - Arnprior 
- Azilda                           - Golden Lake               
- Thorold
Why should you call Insight Legal Services? 
Insight Legal Services is a licensed paralegal firm regulated by Law Society of Ontario (LSO).  We will act as your advocate and guide you through the WSIB process. Our staff has first-hand knowledge of the WSIB and the presumptive legislation pertaining to firefighters and occupational diseases.
  • Our service is provided on a contingency basis, we don't charge you for our service until after you have been paid by the WSIB 
  • We will assist you in collecting the information the WSIB requires,
  • We will register your claim with the WSIB,
  • We will respond to requests from the WSIB and ensure your case progresses through the claim’s process
  • We will ensure you receive all benefits you are entitled to receive.

YOU MAYBE ENTITLED TO ONE OR MORE OF THESE BENEFITS

Benefit for Loss of Earnings 

Benefits for Non-Economic Loss

Loss of retirement income benefit

​If you miss time from work because of a work-related injury or illness, WSIB insurance pays for loss of earnings. This benefit starts from the working day after the injury or illness occurred. How WSIB calculates your loss of earnings benefit depending on the date the injury occurred. 
WSIB base benefit payments on an annual wage ceiling. Wages you receive above this ceiling are not covered.The annual wage ceiling is based each year on 175% of the average industrial wage (AIW) for Ontario. 

​If you suffer permanent impairment from a work-related injury or illness, the WSIB will pay you a non-economic loss benefit to compensate you for the physical, functional, or psychological loss the impairment causes. This benefit is determined when your condition has reached a point where no further improvement can be expected. The amount paid is based on a legislated base amount times an impairment rating.
If you are under 64 years of age on the date of injury and have received loss of earnings (LOE) benefits for 12 continuous months, the WSIB sets aside an amount equal to 5% of all subsequent LOE benefits to pay for a loss of retirement income (LRI) benefit. (This 5% is over and above your regular payments, but will not be paid to you until you turn 65.)

Benefit for Future Economic Loss 

Health care benefits

Compensation amounts for survivors

Benefits to replace lost future income may be available to individuals permanently injured after January 1, 1990 and before January 1,1998. These are based on 90% of the difference between the worker's take home pay before the injury and expected take home pay after the injury. These benefits are adjusted annually for inflation.​
In addition to loss of earnings benefits, WSIB benefits pay for a number of costs related to workplace injury and illness, including:

  • Health care
  • Prescription drugs
  • Medical devices and orthotics
  • Transportation costs associated with work-related injury or illness
Lump sum awards:  Spouses of deceased workers are entitled to a one-time lump sum payment. For 2017, this payment is $80,673.30 plus or minus $2,016.83 for each year the spouse is under/over age 40, respectively.Monthly awards  Minimum compensation amount payable for spouse and child is $22,904.44 annually. The maximum earnings ceiling is $88,500 per year.  Burial awards:  WSIB  will pay all expenses reasonably connected to the burial - there is no maximum amount. The minimum amount payable is $3,025.25.
Disclaimer:   
The content on this website is provided for general information purposes only and does not constitute legal or other professional advice or an opinion of any kind. Users of this website are advised to seek specific legal advice by contacting members of Insight Legal Services (or their own legal counsel) regarding any specific legal issues. Insight Legal Services does not warrant or guarantee the quality, accuracy or completeness of any information on this website. The articles published on this website are current as of their original date of publication, but should not be relied upon as accurate, timely or fit for any particular purpose.
Accessing or using this website does not create a paralegal-client relationship. Although your use of the web site may facilitate access to or communications with members of Insight Legal Services via e-mail transmissions or otherwise via the website, receipt of any such communications or transmissions by any member of Insight Legal Services does not create a paralegal client relationship. Insight Legal Services does not guarantee the security or confidentiality of any communications made by e-mail or otherwise through this website.
This website may contain links to third-party websites. Monitoring the vast information disseminated and accessible through those links is beyond our resources and Insight Legal Services does not attempt to do so. Links are provided for convenience only and Insight Legal Services does not endorse the information contained in linked websites nor guarantee its accuracy, timeliness or fitness for a particular purpose.
 Fees: 
 *Insight Legal Services fees are contingent on the successful outcome of our clients’ claim with the WSIB.  Should the claim be accepted by the WSIB and the WSIB pays benefits to our client, we charge our client a pre-determined percentage for any lump sum payments made by the WSIB. We do not charge a fee for ongoing benefits (eg. Spousal monthly payments or burial expenses) and there is no fee for our service if the claim is denied by the WSIB.
*The contingency percentage is set based on the complexity and nature of the claim together with required expenses. This contingency percentage will never exceed 20% and will be determined before the client signs the retainer agreement.
*To express our appreciation for the services volunteer firefighters provide, we will advocate on behalf of living volunteer firefighters who have been diagnosed with cancer at a significantly reduced fee.
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