INSIGHT LEGAL SERVICES​
We provide quality paralegal services with the focus on our clients’ needs.  Our goal is to achieve the best possible results for our clients, in the most efficient and cost-effective manner.
Cancers in Volunteer Firefighters
If you are or were a volunteer firefighter and diagnosed with cancer, you may be eligible for compensation. If you are a surviving spouse of a volunteer firefighter who died from cancer, you may be entitled to benefits and compensation.   
Currently, 17 types of cancers are presumed to be related to employment as a volunteer firefighter by the Ontario Government. Many volunteer firefighter survivors and families that we interviewed are unaware of the benefits they may be entitled to receive. Our team of experienced and compassionate paralegals are ready to assist you with your WSIB claim today! We provide free consultation and evaluation over the phone to anyone who would like to know more about the WSIB benefits and who may be eligible to receive these benefits.
If you have questions, please call us for a free consultation & evaluation: 
1(833) 903-1903
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The Workplace Safety and Insurance Board (WSIB) provides several benefits, which include a monthly pension for the survivor, and compensation to the families of volunteer firefighters who suffered or died from 17 different types of CANCERS. The coverage has expanded from 8 types to 17 types of cancers since 2014 and this legislation is retroactive to 1960.
The WSIB claims that were previously denied can be reviewed and there is no time limit restricting the submission of new claims. 
In the News:

 
  
  1.
 
 
 
 
2.
"Presumptive legislation doesn't guarantee approval: The new legislation was supposed to simplify and clarify the claims process, but the reality is many claims considered by the WSIB are rejected, and there are many cancers that appear to be work-related that the board won't even consider for review."  (Click here to read the article) 
3.
"April 19, 2018
Today the Minister of Labour, Kevin Flynn announced that the Ontario Government is expanding the current regulation to include three additional cancers presumed to be work-related for firefighters under the Workplace Safety and Insurance Act (WSIA). 
The regulation adds ovarian and cervical presumptive cancers for female firefighters and penile cancer for male firefighters. With the expanded presumption, once a firefighter is diagnosed with cervical, ovarian or penile cancer, the claims process for WSIB benefits is expedited, and a causal link between these cancers and a workplace exposure is not required."  (Click here to read the article) 

Let professionals deal with WSIB!
Facing the bureaucracy can be an insurmountable task, particularly if you are sick or are coping with the loss of a loved one.  Let us take on this challenge on your behalf.  While you will remain in charge at every step of the way, we will be your advocate and do our best to take the confusion and frustration out of the process. 
Mehmet Alper Kirtil - Paralegal 
Law Society of Ontario (LSO)
Licence Number P13196
 
Cynthia (Cindy) Price - Paralegal 
​Ex-WSIB Occupational Disease Adjudicator
Law Society of Ontario (LSO)
Licence Number P13069

We provide service to clients from all over Ontario!  
​​
- Moosonee                - Moonbeam
- St. Catharines         - Arnprior 
- Azilda                           - Golden Lake               
- Thorold                       - Lanark
Why should you call Insight Legal Services? 
Insight Legal Services is a licensed paralegal firm regulated by the Law Society of Ontario (LSO).  We will act as your advocate and guide you through the WSIB process. Our staff has first-hand knowledge of the WSIB and the presumptive legislation pertaining to firefighters and occupational diseases.
  • Although the cancer claims are made under a presumptive legislation, the rate of accepted applications is as low as 68%. With our experience and knowledge, we can assess your claim in detail before filing and make sure that all of the information that is necessary for the process is filed.
  • We don't just initiate the claim, we assist you in collecting the information the WSIB requires. We file a complete claim with the WSIB and follow it up regularly to ensure you receive all of the benefits you are entitled to receive.   
  • We will respond to requests from the WSIB and ensure your case progresses through the claim’s process. 
  • Our service is provided on a contingency basis, we don't charge you for our service until after you have been paid by the WSIB

YOU MAYBE ENTITLED TO ONE OR MORE OF THESE BENEFITS

Benefit for Loss of Earnings 

Benefits for Non-Economic Loss

Loss of retirement income benefit

​If you miss time from work because of a work-related injury or illness, WSIB insurance pays for loss of earnings. This benefit starts from the working day after the injury or illness occurred. How WSIB calculates your loss of earnings benefit depending on the date the injury occurred. 
WSIB base benefit payments on an annual wage ceiling. Wages you receive above this ceiling are not covered.The annual wage ceiling is based each year on 175% of the average industrial wage (AIW) for Ontario. 

​If you suffer permanent impairment from a work-related injury or illness, the WSIB will pay you a non-economic loss benefit to compensate you for the physical, functional, or psychological loss the impairment causes. This benefit is determined when your condition has reached a point where no further improvement can be expected. The amount paid is based on a legislated base amount times an impairment rating.
If you are under 64 years of age on the date of injury and have received loss of earnings (LOE) benefits for 12 continuous months, the WSIB sets aside an amount equal to 5% of all subsequent LOE benefits to pay for a loss of retirement income (LRI) benefit. (This 5% is over and above your regular payments, but will not be paid to you until you turn 65.)

Benefit for Future Economic Loss 

Health care benefits

Compensation amounts for survivors

Benefits to replace lost future income may be available to individuals permanently injured after January 1, 1990 and before January 1,1998. These are based on 90% of the difference between the worker's take home pay before the injury and expected take home pay after the injury. These benefits are adjusted annually for inflation.​
In addition to loss of earnings benefits, WSIB benefits pay for a number of costs related to workplace injury and illness, including:

  • Health care
  • Prescription drugs
  • Medical devices and orthotics
  • Transportation costs associated with work-related injury or illness
Lump sum awards:  Spouses of deceased workers are entitled to a one-time lump sum payment. For 2017, this payment is $80,673.30 plus or minus $2,016.83 for each year the spouse is under/over age 40, respectively.Monthly awards  Minimum compensation amount payable for spouse and child is $22,904.44 annually. The maximum earnings ceiling is $88,500 per year.  Burial awards:  WSIB  will pay all expenses reasonably connected to the burial - there is no maximum amount. The minimum amount payable is $3,025.25.




































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