We provide quality paralegal services with the focus on our clients’ needs.  Our goal is to achieve the best possible results for our clients, in the most efficient and cost-effective manner.
Volunteer Firefighters of Ontario 
Cancers in Volunteer Firefighters, Firefighters and Fire Investigators.

The Ontario Government amended the Workplace Safety and Insurance Act (the Act) in 2007 and in 2014.

The legislation is retroactive to 1960 and provides presumptive regulations pertaining to full-time and volunteer firefighters diagnosed with fourteen types of cancer. 

Volunteer firefighters and their dependents may now be entitled to receive WSIB benefits if the firefighter was diagnosed with or died from one of the cancers regulated by legislation.  

WSIB claims that were previously denied can be reviewed and there is no time limit restricting the submission of new claims. 

If you have questions, please call us for a free consultation.

Mehmet Alper Kirtil - Paralegal 
Law Society of Ontario (LSO)
Licence Number P13196
Cynthia (Cindy) Price - Paralegal 
​Ex-WSIB Occupational Disease Adjudicator
Law Society of Ontario (LSO)
Licence Number P13069

​​​Let professionals deal with WSIB!​
Facing the bureaucracy can be an insurmountable task, particularly if you are sick or are coping with the loss of a loved one.  Let us take on this challenge on your behalf.  While you will remain in charge at every step along the way, we will be your advocate and do our best to take the confusion and frustration out of the process. ​​
We provide service to clients from all over Ontario!  
- Moosonee                - Moonbeam
- St. Catharines         - Arnprior 
- Azilda                           - Golden Lake               
- Thorold
Why should you call Insight Legal Services? 
Insight Legal Services is a licensed paralegal firm regulated by Law Society of Ontario (LSO).  We will act as your advocate and guide you through the WSIB process. Our staff has first-hand knowledge of the WSIB and the presumptive legislation pertaining to firefighters and occupational diseases.
  • Our service is provided on a contingency basis, we don't charge you for our service until after you have been paid by the WSIB 
  • We will assist you in collecting the information the WSIB requires,
  • We will register your claim with the WSIB,
  • We will respond to requests from the WSIB and ensure your case progresses through the claim’s process
  • We will ensure you receive all benefits you are entitled to receive.


Benefit for Loss of Earnings 

Benefits for Non-Economic Loss

Loss of retirement income benefit

​If you miss time from work because of a work-related injury or illness, WSIB insurance pays for loss of earnings. This benefit starts from the working day after the injury or illness occurred. How WSIB calculates your loss of earnings benefit depending on the date the injury occurred. 
WSIB base benefit payments on an annual wage ceiling. Wages you receive above this ceiling are not covered.The annual wage ceiling is based each year on 175% of the average industrial wage (AIW) for Ontario. 

​If you suffer permanent impairment from a work-related injury or illness, the WSIB will pay you a non-economic loss benefit to compensate you for the physical, functional, or psychological loss the impairment causes. This benefit is determined when your condition has reached a point where no further improvement can be expected. The amount paid is based on a legislated base amount times an impairment rating.
If you are under 64 years of age on the date of injury and have received loss of earnings (LOE) benefits for 12 continuous months, the WSIB sets aside an amount equal to 5% of all subsequent LOE benefits to pay for a loss of retirement income (LRI) benefit. (This 5% is over and above your regular payments, but will not be paid to you until you turn 65.)

Benefit for Future Economic Loss 

Health care benefits

Compensation amounts for survivors

Benefits to replace lost future income may be available to individuals permanently injured after January 1, 1990 and before January 1,1998. These are based on 90% of the difference between the worker's take home pay before the injury and expected take home pay after the injury. These benefits are adjusted annually for inflation.​
In addition to loss of earnings benefits, WSIB benefits pay for a number of costs related to workplace injury and illness, including:

  • Health care
  • Prescription drugs
  • Medical devices and orthotics
  • Transportation costs associated with work-related injury or illness
Lump sum awards:  Spouses of deceased workers are entitled to a one-time lump sum payment. For 2017, this payment is $80,673.30 plus or minus $2,016.83 for each year the spouse is under/over age 40, respectively.Monthly awards  Minimum compensation amount payable for spouse and child is $22,904.44 annually. The maximum earnings ceiling is $88,500 per year.  Burial awards:  WSIB  will pay all expenses reasonably connected to the burial - there is no maximum amount. The minimum amount payable is $3,025.25.
The minimum durations of employment for the prescribed cancers are listed below.
A medical diagnosis of non-Hodgkin’s lymphoma, multiple myeloma, one of the three specified leukemias, or cancer originating from the specified organ is required for adjudication of claims under the policy.

I n addition to the above criteria, for:
primary-site colorectal cancer, a diagnosis must be obtained prior to the age of 61 years
primary-site lung cancer, the worker must not have smoked a tobacco product in the 10 years prior to diagnosis.
The information herein was updated on March 10, 2017. For most recent information please click here